Redefine Your Travel Experience with the U.S. Bank Altitude Reserve Visa Infinite® Card

Explore how this top-tier credit card combines powerful travel rewards, elite benefits, and digital convenience to elevate every trip.

Step into a world of premium rewards and unmatched flexibility with the U.S. Bank Altitude Reserve Visa Infinite® Card — the perfect companion for travelers who expect comfort, value, and freedom

In today’s fast-paced world, a credit card should do more than simply process payments — it should empower your lifestyle. The U.S. Bank Altitude Reserve Visa Infinite® Card was created for individuals who see travel not as an expense but as an experience worth maximizing.

Imagine earning 3X points on every travel or mobile wallet transaction, receiving $325 back annually in travel credits, and enjoying Priority Pass™ Select lounge access at more than 1,300 airports. These benefits work together to ensure your journeys are smoother, smarter, and far more rewarding.

Benefits

1. Triple Points on Travel and Mobile Wallets

The Altitude Reserve offers 3 points per dollar spent on eligible travel and mobile wallet purchases, including payments made via Apple Pay®, Google Pay™, and Samsung Pay®. This structure encourages modern spending habits while rewarding convenience — allowing you to earn big even on everyday transactions.

2. $325 Annual Travel Credit

Receive up to $325 each year in statement credits automatically applied toward qualifying travel expenses such as airfare, hotels, and car rentals. It’s one of the easiest ways to offset the $400 annual fee and get real value from day one.

3. Priority Pass™ Lounge Access

The Altitude Reserve includes Priority Pass™ Select membership, providing exclusive entry to over 1,300 airport lounges worldwide. Relax before your flight with complimentary food, drinks, and Wi-Fi — your travels become as enjoyable as your destination.

4. Comprehensive Travel Protection

The card covers you with trip cancellation and interruption insurance, rental car coverage, and mobile phone protection, ensuring you’re supported wherever you go.

Strengths and How Consumers Benefit

The greatest strength of the U.S. Bank Altitude Reserve lies in its flexibility and reward potential. You’re not tied to a single airline or hotel program — you can book directly and still maximize value through the Altitude Rewards Center.

For those who spend heavily on travel or prefer contactless payments, the 3X mobile wallet category is a game changer. Combined with the annual travel credit and premium perks, it makes this card a perfect fit for frequent travelers, professionals, and digital nomads alike.

Potential Savings and Advantages

When used strategically, this card can yield significant savings. The $325 annual travel credit, combined with bonus earnings and the 50,000-point welcome offer (worth $750 toward travel), can easily translate to over $1,000 in yearly value for active users.

Additionally, no foreign transaction fees mean your global purchases cost exactly what they should — with no surprises on your statement.

Security Benefits

The U.S. Bank Altitude Reserve provides exceptional security for peace of mind. With zero fraud liability, real-time alerts, and 24/7 monitoring, your account remains protected around the clock. Plus, as a Visa Infinite® card, it comes with emergency card replacement and travel assistance services anywhere in the world.

Eligibility Criteria

To qualify, applicants typically need good to excellent credit (a FICO® score of 720 or higher). U.S. Bank also considers income stability and responsible credit history when reviewing applications.

Application Process

Applying for the U.S. Bank Altitude Reserve Visa Infinite® Card is quick and secure. Here’s how:

1. Go to the official U.S. Bank website.
2. Navigate to the Altitude Reserve Visa Infinite® page.
3. Review the card’s benefits, terms, and eligibility.
4. Click “Apply Now.”
5. Fill in your personal and financial details accurately.
6. Submit your application for approval.

Once approved, your physical card will arrive in 7–10 business days. You can begin earning rewards immediately through digital wallet payments or travel bookings.

Frequently Asked Questions

• How much does the U.S. Bank Altitude Reserve cost annually?

The card has a $400 annual fee, largely offset by the $325 travel credit and ongoing perks.

• Can I use my points for non-travel purchases?

Yes, you can redeem points for merchandise, statement credits, or gift cards, though travel redemptions provide higher value.

• What are the main earning categories?

You’ll earn 3X points on travel and mobile wallet purchases and 1X point on all other eligible spending.

• Are there foreign transaction fees?

No — the card charges no foreign transaction fees, making it ideal for international travelers.