Manage Your Money Smarter with the U.S. Bank Split™ World Mastercard®

Smart spending meets smart rewards — discover why this card is the perfect match for your modern lifestyle.

Simplify your finances and stay in control with the U.S. Bank Split™ World Mastercard® — the flexible credit card built to give you freedom, rewards, and total financial confidence.

Meet the credit card that’s built for your life. The U.S. Bank Split™ World Mastercard® puts flexibility, rewards, and security right in your hands. Whether you’re making big purchases or everyday payments, you’re always in control of how and when you pay.

The card’s Split™ feature lets you break down large transactions into smaller, easy-to-manage payments — all from your U.S. Bank account. Combine that with cash-back rewards, mobile convenience, and worldwide acceptance, and you’ve got a card that makes every purchase work harder for you.

No hidden fees, no complicated programs — just simple, powerful financial flexibility from one of America’s most trusted banks.

Benefits of the U.S. Bank Split™ World Mastercard®

1. Flexible Split Payments

Turn high-value purchases into smaller, predictable payments. The Split™ feature helps you stay on budget without giving up convenience or rewards.

2. Rewards That Add Up

Earn cash back or points every time you spend. Your everyday transactions can lead to real savings and future perks.

3. Global Reach

Accepted in over 200 countries, the U.S. Bank Split™ World Mastercard® ensures you can shop, travel, and pay anywhere Mastercard® is recognized.

4. Easy Account Management

Monitor spending, activate splits, and pay bills through the U.S. Bank mobile app. Instant alerts keep you informed and protected.

5. Industry-Leading Security

Enjoy Zero Liability Protection, real-time fraud detection, and contactless payment technology for complete safety wherever you shop.

Strengths and How Consumers Benefit

This card’s biggest advantage is its flexibility. Instead of stressing about big expenses, you decide how to pay. You keep earning rewards and maintain control of your budget — all with the trusted support of U.S. Bank and Mastercard®.

It’s the perfect solution for professionals, families, and anyone who wants simplicity without giving up valuable perks.

Potential Savings and Advantages

The Split™ feature can help you avoid interest-heavy payment plans or loans. By spreading payments over time, you maintain cash flow and peace of mind. Add rewards on top of that, and you’re saving while spending — a win-win for smart consumers.

Long-Term Value

Unlike short-term promotions, the U.S. Bank Split™ World Mastercard® is designed for consistent, long-term value. You’ll enjoy flexibility, security, and rewards year-round without worrying about complex conditions or expiration dates.

Security and Protection

Every purchase comes with advanced protection. From contactless transactions to real-time alerts, you’re covered against fraud and unauthorized charges. It’s safe, fast, and reliable — just how modern payments should be.

Eligibility Criteria

Applicants typically need good to excellent credit (around 700 FICO® or higher), U.S. residency, and proof of stable income. Applicants must be 18 or older.

Application Process

Applying is quick and simple:

1. Visit the official U.S. Bank website.
2. Find the U.S. Bank Split™ World Mastercard®.
3. Click “Apply Now.”
4. Fill in your personal and financial information accurately.
5. Review all disclosures before submitting.
6. Submit and wait for approval.

Once approved, you’ll receive your card in 7–10 business days and can start using it immediately.

Frequently Asked Questions

1. What makes this card different?
The Split™ feature lets you divide large purchases into smaller payments directly through your U.S. Bank account — no third-party app required.

2. Does it have an annual fee?
Some versions may have a small annual fee depending on your account type.

3. Can I earn rewards?
Yes. You’ll earn cash back or points on eligible purchases.

4. Is it safe for online shopping?
Absolutely. Enjoy Zero Liability Protection and real-time fraud alerts for all digital transactions.