U.S. Bank Shopper Cash Rewards® Visa Signature®

Make your spending count. With the U.S. Bank Shopper Cash Rewards® Visa Signature® Card, you decide where you earn the most — bringing flexibility, convenience, and cash back to your everyday purchases.

CREDIT CARD

U.S. Bank Shopper Cash Rewards

6% cash back Low annual fee

Shop and earn more cash back.

I WANT THIS CARD You will remain on the current site

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is the perfect choice for consumers who want to earn more from the purchases they already make. This innovative credit card offers exceptional cashback opportunities at top retailers, giving you total control over how and where you earn rewards.

You can earn 6% cash back on purchases from your two chosen retailers each quarter — including popular stores like Target®, Walmart®, and Amazon.com®. On top of that, you’ll get 3% cash back on one everyday category such as gas, dining, or utilities, and 1.5% back on all other purchases automatically.

This structure ensures that your rewards always match your lifestyle, while Visa Signature® benefits provide added security, travel protection, and exclusive perks. With no annual fee in the first year, this card blends value, versatility, and convenience for today’s smart shoppers.

Shop and Earn with Flexibility

Unlike traditional cashback cards that lock you into fixed categories, the U.S. Bank Shopper Cash Rewards® Visa Signature® Card lets you adjust your rewards every quarter. You can choose the retailers where you’ll earn the highest returns — whether you’re focusing on groceries, electronics, or online shopping.

That flexibility means your card keeps up with your spending patterns and ensures you’re always earning the maximum cash back possible.

Pros

• Earn Up to 6% Cash Back. Get 6% back on purchases from your two favorite retailers every quarter, up to $1,500 combined.
• 3% Cash Back on Daily Categories. Choose one everyday category, like gas or dining, for extra rewards year-round.
• 1.5% Back on All Other Purchases. Continue earning consistent rewards with no limits.
• First-Year Annual Fee Waived. Enjoy premium value during your first year of membership.
• Visa Signature® Features. Includes travel insurance, extended warranty coverage, and purchase protection.

Cons

• Quarterly Selection Required. You must reselect your 6% and 3% categories every three months.
• Cashback Cap Applies. The 6% rate is valid for $1,500 in combined quarterly purchases at selected retailers.
• Requires Strong Credit. Typically available to applicants with good to excellent credit profiles.

Why Consider the U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card?

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is designed for people who value choice and flexibility. By allowing you to pick your top two retailers and one everyday category, it ensures that your rewards align perfectly with your shopping habits. This makes it ideal for families, online shoppers, or anyone looking to maximize everyday savings.

Every quarter brings new opportunities to adapt your cashback strategy. If your spending focus changes — from travel to home essentials or from dining to technology — you can easily update your selected categories to keep earning at top rates.

Beyond cashback, cardholders benefit from Visa Signature® protection, fraud alerts, and digital wallet compatibility with Apple Pay® and Google Pay™. Security and convenience are built in at every level.

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card stands out for its combination of flexibility, high earning potential, and premium benefits. It’s a strong financial companion for anyone who wants to transform routine purchases into meaningful cash rewards.

CREDIT CARD

U.S. Bank Shopper Cash Rewards

6% cash back Low annual fee

Shop and earn more cash back.

I WANT THIS CARD You will remain on the current site